For home buyers in Nixa and nationwide, credit scores can change low mortgage rates and alter home loan approvals. Borrowers with high credit scores get access to lower mortgage rates (APR), for example and can find the mortgage approval process to be more smooth that borrowers with low credit scores. If your credit score is …
Existing Homes For Sale At Lowest Point In 11 Years
Home sales dropped last month, but not because demand was lacking. There are fewer homes for sale than at any time in the last 11 years. According to the National Association of REALTORS®, Existing Home Sales for December 2012 fell to a seasonally-adjusted, annualized rate of 4.94 million homes from November’s tally of 4.99 million …
Debt Service is a Disservice
It is illogical and foolish to throw away or waste something that you need, which is why many people experience a sinking feeling whenever they are forced to do so. Unfortunately, many have to see their hard-earned money practically disappear without any material benefit to them, thanks to the existence of debt and debt servicing. …
Tips For Selling Your Home In The Colder Winter Months
Real estate agents in Springfield or Nixa will tell you that it can be harder to sell a home in the winter. The days are colder and shorter, leaving less time to show a home to potential buyers. The good news, though, is that most buyers looking at houses in the winter aren’t just killing …
What To Do When Your Home Doesn’t Appraise At Its Purchase Price
Experienced home sellers in Missouri know that reaching a sales agreement with a potential buyer can be just the start of the negotiation process. There are often inspection issues to resolve, among other items. One particular negotiation point which can present difficulties for both buyers and sellers is when a home’s appraised value falls short of its …
