Oh, the dreaded down payment. When looking into buying a house, many people are comfortable with the idea of mortgage payments—sometimes they’re even lower than what the homebuyer was paying in rent! Down payments, on the other hand, are sometimes feared. Saving money takes time and discipline and depending on the price of your prospective …
First Time Home Buyer Mistakes to Avoid
Buying a home for the first time is an exciting, stressful process. While it’s fun to dream about your first home (and you should), it’s also important to keep a level head. Unless you have some previous experience with real estate, mortgages, and property ownership, you should be very careful. Just as there are a …
Understanding Renovation Loans
Unfortunately, it’s not always realistic to move into your dream home right away. If you can’t afford it, find a fixer-upper in your dream neighborhood with lots of potential. Then, instead of stumbling upon a perfect house, you can make a perfect house with the help of renovation loans. The government has created programs to help people …
Is Your Mortgage Drowning You? Get Underwater Mortgage Help
Drowning is a scary, scary thing. When your mortgage is underwater (which means you owe more than your property is worth), you need to stop and consider your options carefully. Finding underwater mortgage help is a difficult process and there aren’t any certain, easy answers. Some might say you should continue paying, hoping the market …
6 Ceiling Solutions To Update Your Home
If you’re absolutely sick of looking at the popcorn ceiling of your 1980’s home – it’s time for a change. However, behind the facade of a ceiling is a mess of plumbing, wiring, joists and structural beams, so you have to be careful and creative when updating your home. Whether you’re dealing with an older …